What type of insurance is required for drivers with a Class B Exempt License?

Drivers with a Class B Exempt License are required to have liability insurance. This type of insurance is essential because it provides financial protection against damages or injuries you may cause to another person or their property while operating a vehicle. In Texas, the law mandates that every vehicle on the road must have at least a minimum amount of liability coverage. This ensures that if an accident occurs, the driving party can cover costs associated with damages, thus protecting other drivers, passengers, and pedestrians.

Liability insurance is crucial for maintaining safety on the roads and provides a safeguard for all road users. The minimum required coverage levels in Texas are generally $30,000 for injury or death per person, $60,000 for total injury or death per accident, and $25,000 for property damage.

The other options do not align with legal requirements for drivers operating under a Class B Exempt License. Full coverage insurance, while it offers more extensive protection, is not mandatory. Health insurance pertains to personal medical expenses and does not cover vehicle-related liability. Claiming no insurance is required would go against Texas laws aimed at ensuring accountability among drivers.